Tag Archives: Housing

Affordable Apartment Building for Non-Profit Workers– the first Foundation House

We now have it! A new non-profit now owns an apartment building in the central Richmond district of San Francisco.     The mission of the Foundation House is to create affordable housing for people that work in non-profits– in … Continue reading

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Purchasing the first “Foundation House”– Debt-Free Housing Experiment is Starting!

We are purchasing the first apartment building to be a “Foundation House” in San Francisco!  (More details on the building).  This is a form of Endowment for non-profits in the form of usable housing and real estate investment rather than … Continue reading

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Summary of the Debt-Free Housing for Public Benefit Workers Idea, and Responses to Critiques

Summary: (for full idea and footnotes, please see http://brewster.kahle.org/2012/01/19/debt-free-housing-for-public-benefit-workers-2/ ) With a long-term mindset, we can cost-effectively and permanently decrease the rent on apartments 75% for the people that work in public-benefit non-profit organizations.   This can improve social services by … Continue reading

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Debt-Free Housing for Public-Benefit Workers

Brewster Kahle January 9, 2012 On archive.org. The largest single expense for the staff of the Internet Archive is housing, as this paper will show the majority of the cost of housing goes to debt service (either directly through mortgage, … Continue reading

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Career Advice for a Better World: Food, Health, Housing, Education. Pick One.

Food, Health, Housing, Education.    Pick One. If we pick a big goal, a high goal, a worthy goal, and then work to make a difference, then we might make some progress and avoid some of the classic pitfalls.   A worthy … Continue reading

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Really Owning our Homes: Home/Land Security

What if most people owned their homes free and clear, in other words, debt free?   If we were renting, what if the rent were less than 1/2 of what it currently is because we only paid for upkeep and taxes, … Continue reading

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Who Wins from Inflation?

“No one wins from Inflation.”    “We must slay the Dragon of Inflation.”  “Inflation hurts everyone.” Call me skeptical, but I am starting to question statements that start with “everyone” and “no one”.    Let me take a couple of recent examples.    … Continue reading

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Can the Home Mortgage Deduction Help our Public Benefit Housing System?

The idea of our Public Benefit Housing system is to have a apartment blocks bought by non-profit organizations which take out mortgage on the property which it then pays off and never refinances.   Then the units are rented and some … Continue reading

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Debt Free Housing

Debt free housing would cost a fraction, and probably a small fraction, of what most of us pay now, whether we own or rent.   As I argued before, most of the monthly cost we pay for our housing goes to … Continue reading

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Mortgages can make our houses cost 500% more

I have been looking for evidence of what mortgages do to housing prices in the United States, which is not easy since mortgages are so widespread they effect almost all houses.  Finding an example to compare how much our houses … Continue reading

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